Do you have a lien on your house? You may be wondering how can you sell you house if you have a lien on it?
Start a Repayment Plan — Most creditors just want their money back and they would be more than happy to offer some sort of payment plan to homeowners. It might take a while to get back to square zero, but this is definitely an option.
Dispute the Lien — Obviously, homeowners shouldn’t do this if the lien is legitimate. But if the lien is unjustified, the homeowner can gather evidence (as much evidence as possible) and dispute the lien. (Here’s some detailed information on settling liens.)
DON’T Wait to Lose the Home — Ultimately, if a lien continues without being disputed or paid off, the homeowner could lose their property. So, the worst thing anyone can do… is nothing. At the very least, homeowners should try to negotiate the lien to be more affordable.
Sell the Home to a Professional Home Buyer — At TruTex Properties, we buy houses as-is for cash, even if there are liens. We’ll pay off all the seller’s loose ends and can get homeowners out of sticky situations. Just give us a call at (940) 283-0737 to get a fair cash offer on your home! …or send us a message. We live and work in Wichita Falls and buy houses fast for cash (we can close based on your schedule). Let’s chat!